Road Traffic Accidents

There are many types of injuries sustained in road accidents, from whiplash to bruising and even broken bones. The vast majority of car accidents are minor bumps or collisions, but even if you are not seriously injured you may still be able to claim compensation.

If you have been involved in an accident on the road it is always worth getting checked out at the doctors. It is common in road accidents to only realise the extent of your injuries a day or two after the event – it is very important therefore to get the name, address and registration number (and insurer details if possible) of the other party at the scene of the accident.

One common example of an accident sustained on the road is whiplash. If you think you are suffering from whiplash, be sure to go to a doctor as the medical records will be used when assessing your claim.

Road accident compensation claims are very similar to other types of claim – basically, if the accident was not your fault, you may be entitled to claim. In the UK it is a law that all drivers must have third party insurance. If you make a claim against an insured driver, their insurance company will pay out the sum you are awarded.

If you are injured by an uninsured driver, the Motor Insurer’s Bureau may cover your claim.

It is not only drivers who may be able to make a claim – pedestrians, cyclists and passengers in cars or motorcycles can also claim under the same laws. If you are a passenger and the accident was caused by the driver of the car you were travelling in, you can still make a claim against them, as it is the insurance company that pays the compensation.